Law Office of Stephen H. Swift, P.C.

History and local reach

The site dates the firm's debt relief work to 1986. Its legal name is the Law Office of Stephen H. Swift, P.C., while it uses Swift Bankruptcy Law Firm as a public brand. The firm has maintained a clear concentration on bankruptcy throughout that stated history.

Colorado Springs is the base for the firm's work. It serves people in El Paso County and across Southern Colorado. That regional scope matches Stephen H. Swift's own career, which has centered on bankruptcy law in the Colorado Springs area since 1984.

The firm's public information points to one office and one named attorney. Stephen H. Swift is both the founder and managing attorney. This gives prospective clients a direct picture of who leads the legal work described on the site.

Chapter 7 and Chapter 13 work

Consumer bankruptcy forms the main part of the firm's stated services. The site identifies Chapter 7 and Chapter 13 filings as its central areas of work. It also says the firm has helped thousands of Colorado residents seek debt relief through these bankruptcy chapters.

Chapter 7 matters

The firm assists people who seek relief through Chapter 7. Its site also extends that work to small business owners who may use Chapter 7 to address debt. The stated service is tied to the client's bankruptcy filing and related debt concerns.

Chapter 13 matters

Chapter 13 is another named part of the firm's work. The firm helps Colorado residents and small business owners who seek debt relief under that chapter. Its site connects Chapter 13 services with problems such as foreclosure, repossession, garnishment, judgments and creditor contact.

These service descriptions keep the firm's scope easy to identify. In my opinion, the clearest feature is the narrow subject focus: Chapter 7, Chapter 13 and related disputes account for the work presented on the site. The firm does not use its attorney pages to present unrelated fields of law.

Debt problems addressed by the firm

The website names several financial pressures that may bring a person to the firm. These include foreclosure, vehicle repossession, wage garnishment, judgments and repeated contact by creditors. The firm addresses those concerns through its stated bankruptcy services.

Tax debt receives separate attention. The firm handles matters involving the discharge of tax debts and negotiations for offers in compromise with the IRS. Bankruptcy litigation may also involve disputes about whether tax obligations can receive bankruptcy treatment.

Student loan issues appear within the firm's litigation work as well. The site says Stephen H. Swift handles disputes concerning student loans, tax debts and allegations of bankruptcy fraud. These matters add a contested legal component beyond the preparation of Chapter 7 or Chapter 13 filings.

Bankruptcy litigation and contested issues

Some bankruptcy matters require the firm to address a dispute after legal issues arise between the parties. The site's examples include litigation over tax debt, student loans and claims of bankruptcy fraud. Stephen H. Swift handles this work as part of his bankruptcy caseload.

The fraud category deserves a careful description because the site gives no individual case accounts. It states that the firm handles allegations of bankruptcy fraud. The available record does not supply outcomes, court rulings or case figures, so the service itself is the relevant fact.

The same care applies to tax and student loan litigation. The firm identifies both subjects but does not publish specific results in the supplied material. Its stated role is to handle the related bankruptcy disputes and debt issues.

Attorney background and continuity

Stephen H. Swift has worked in bankruptcy law in the Colorado Springs area since 1984. His Colorado admission dates to June 20, 1985. The firm then dates its own work helping people obtain debt relief to 1986.

Swift earned his law degree from Saint Louis University School of Law. He also holds a Bachelor of Arts degree from Brigham Young University. These are the educational credentials identified on the firm's attorney pages.

The site says Swift speaks French and Spanish in addition to English. That language information appears alongside his professional biography. It is a concrete detail about how he may communicate with clients whose preferred language is French or Spanish.

The attorney roster centers on Swift as founder, managing attorney and the lawyer connected to each stated service. His biography links his long bankruptcy career with Chapter 7 filings, Chapter 13 filings and contested bankruptcy matters. The firm has used the Law Office of Stephen H. Swift, P.C. legal name since the period it identifies as beginning in 1986.

What the published record supports

The firm's website presents a consistent account of a Colorado Springs bankruptcy office. It identifies the legal entity, public brand, founding period, attorney, service area and main fields of work. Those fields are consumer bankruptcy, Chapter 7, Chapter 13 and bankruptcy litigation.

The record also provides useful detail about the kinds of debt problems the firm handles. Tax debts, student loans, foreclosure, repossession, garnishment, judgments, creditor contact and bankruptcy fraud allegations all appear in the firm's own service descriptions. Small business owners are included among the people the firm assists with Chapter 7 or Chapter 13 debt relief.

The strongest evidence concerns continuity and subject matter. Stephen H. Swift has practiced bankruptcy law in the Colorado Springs area since 1984, and the firm dates its debt relief work to 1986. He remains the founder and managing attorney named by the firm.