Van Horn Law Group, P.A.

Focus and practice areas

Based in Fort Lauderdale, Florida, Van Horn Law Group, P.A. works in bankruptcy law. Its work centers on debt and the legal tools people use to deal with it. That focus shows in the practice list, which stays close to one field rather than spreading thin across many.

Personal and business filings

On the personal side, the firm handles Chapter 7 and Chapter 13 bankruptcy. Chapter 7 clears qualifying debts, while Chapter 13 sets up a repayment plan. For businesses, the firm takes on Chapter 11 and Chapter 7 matters, plus Subchapter V, a track built to make reorganization simpler for small companies.

Beyond the core filings, the firm works on debt solutions, student loan matters, consumer law, foreclosure defense, and loan modification. Foreclosure defense and loan modification both deal with keeping or reworking a home loan. That range lets a client bring more than one money problem to the same team.

In my opinion, that mix reads as a firm that knows its lane. Bankruptcy and the money problems that lead to it sit in the middle of the work. A client facing a foreclosure or a struggling business can find related help under one roof.

Where the firm works

The Fort Lauderdale office is the firm's original location. From there, the firm has added several more. It keeps offices in Doral, North Miami, and Orlando in Florida, plus one in Pittsburgh, Pennsylvania.

That footprint covers a wide stretch of clients. The firm serves people across Fort Lauderdale, Miami-Dade, Palm Beach, Orlando, and Western Pennsylvania. For a bankruptcy firm, offices in more than one court region help, because filings and hearings tie to where a person lives.

Reach into Pennsylvania

The Pittsburgh office links to one detail on the team. Jay Molusso, one of the firm's attorneys, is licensed in Pennsylvania only. So the Pennsylvania presence lines up with a lawyer admitted to practice there.

How the team is built

Chad Van Horn is the managing partner. He wrote a 2020 book called The Debt Life, which points to a public interest in how debt shapes people's choices. The firm names several more attorneys alongside him.

John Voss works as an associate at the firm. Daniel Valdivia and Stephanie Roache are also listed as attorneys on the team. Jay Molusso rounds out the group with his Pennsylvania license.

The roster reads as small and focused rather than large. A compact team can fit a practice built around one area of law. Clients tend to deal with the same handful of names throughout a case.

What the record shows

Bankruptcy work leaves a paper trail, and the firm points to its filing numbers. It reports more than 6,500 Chapter 7 cases and more than 2,800 Chapter 13 cases. On the business side, it reports more than 280 Chapter 11 matters. Across all types, the count runs past 9,800 total matters.

The firm also states that it filed more bankruptcy cases in Broward County than any other filer, based on cases filed over the prior twelve months. It ties that claim to PACER, the federal court records system. In my opinion, the PACER reference is the right move, because it lets a reader check the number rather than take it on faith.

Numbers like these speak to volume more than to any single result. A firm that has filed thousands of Chapter 7 and Chapter 13 cases has worked through both the routine and the unusual situations that come up in consumer bankruptcy. For a first-time filer who does not know the process, that depth of repetition can bring some reassurance.

Access and community work

The firm offers a free first consultation, which lowers the barrier to a first conversation. It also lists a discount for military members, law enforcement, teachers, and firefighters. Those details point to a firm that tries to make legal help reachable.

Language access is part of the service too. Staff handle matters in English, Spanish, and Creole. In South Florida, that range helps the firm reach clients who might otherwise struggle to explain a debt problem in a second language.

Community work fills out the picture. The firm has supported Mission United since 2016 and backs local legal aid. It partners with Big Brothers Big Sisters of Broward County, the OJ McDuffie Catch 81 Foundation, and Legal Aid of Broward County, and it provides pro bono representation.

Reading the firm as a whole

Put together, the firm centers on bankruptcy, with a broad Florida footprint and one Pennsylvania office. The work stays close to debt, consumer issues, and the courts that handle them. The published filing numbers and the PACER reference give a reader something concrete to weigh.

For someone comparing options, the clear focus and the multilingual service are the details worth noting. The community ties add context about how the firm spends time away from billable work. As a reviewer, I'd send a debt-burdened reader here as a firm that names what it does and shows its numbers.