Mickler & Mickler

Focus and practice areas

Mickler & Mickler is a Jacksonville, Florida law firm that limits its work to bankruptcy. The firm works with individuals and small businesses under financial pressure. It describes itself as a debt relief agency recognized by Congress, the standard phrasing for firms that help people file under the federal bankruptcy code.

The practice covers three chapters. Chapter 7 handles liquidation cases. Chapter 13 sets up a repayment plan, and Chapter 11 handles reorganization. That range lets the firm take both straightforward consumer filings and cases that need a structured plan over time.

In my opinion, the value of a bankruptcy-only firm is the narrowness. The lawyers here are not splitting attention across family law or personal injury. They spend their days on the same three chapters, which tends to build familiarity with how the local court and trustees handle a file.

What each chapter covers here

The firm ties each chapter to a specific problem. Chapter 7 is the fresh-start route for people whose debts have outrun their income. The firm applies Florida exemptions to protect a client's property and prepares the bankruptcy schedules the court requires.

Chapter 13 is where the firm does much of its foreclosure work. It uses the repayment plan to address missed mortgage payments and to keep a home out of foreclosure. The firm also describes pursuing mortgage modification, including HAMP, inside a Chapter 13 case.

Chapter 11 rounds out the list for reorganization. This is the tool for a business, or an individual with larger debts, that needs to keep operating while restructuring what it owes. Handling all three chapters under one roof means a client does not have to guess which filing fits before they walk in.

The stated cost of a Chapter 7 start

The firm publishes a figure that most bankruptcy sites keep vague. It says a Chapter 7 case can be filed for as little as $495 down. By its own description, that amount covers all three credit bureau reports, an initial counseling session, the court filing fees and the initial attorney fee, with the balance of fees financed over time.

As a reviewer, I read that number as a signal about who the firm expects to serve. People who file Chapter 7 are, by definition, short on cash. A low entry point with financing behind it is aimed squarely at that reality. The firm also offers a free consultation before any of that begins.

How the team is built

The firm names two attorneys on its site. Bryan Mickler earned his law degree from Mercer University's Walter F. George School of Law in 1996. His work centers on bankruptcy and business law, covering Chapter 7, Chapter 13 and Chapter 11 matters, and he keeps an About Us page on the firm's site.

Taylor King handles consumer and business bankruptcy across the same three chapters, and also works on debt settlement. Super Lawyers named King a Rising Star in 2020 and again in 2021. That recognition is a peer-review credit, and repeating it two years running is worth noting for a younger attorney.

Between the two, the firm covers both the consumer filings that make up the bulk of bankruptcy work and the business cases that need a reorganization plan. The shared surname suggests a firm built around a small, named group of lawyers rather than a large staff of associates.

How a case is handled

One detail the firm puts front and center is who meets the client. It states that an attorney, not a paralegal or an administrator, sits down to review a client's finances and decide which type of filing fits. In a field where intake is often handed to non-lawyers, that is a specific promise about the first meeting.

The practical work follows from there. The firm reviews income, debts and property, then applies the Florida exemptions that decide what a client keeps. It prepares the schedules the court needs and, in a Chapter 13 case, builds the plan that carries the client through repayment.

For someone facing foreclosure, that sequence matters. The firm frames Chapter 13 as a way to stop the loss of a home and to reach a modified mortgage the client can actually pay. In my view, pairing the filing with the mortgage question is the part of the offering most likely to help a homeowner who is behind.

What the record shows

The firm's public record is modest and consistent. It has a Jacksonville office, two named attorneys, and a clear statement that it does bankruptcy and nothing else. The site does not publish a founding year, and I have not attached one it did not state.

What the firm does say, it says plainly. It lists the chapters it handles, the cost to start a Chapter 7, the exemptions and schedules it prepares, and the foreclosure work it does through Chapter 13. King's Super Lawyers recognition in 2020 and 2021 is the one outside credential on the record.

For a reader comparing bankruptcy options in the Jacksonville area, the picture is easy to summarize. Mickler & Mickler is a two-attorney bankruptcy firm that takes Chapter 7, 11 and 13 cases for individuals and small businesses, meets clients with an attorney, and states its Chapter 7 entry cost up front. Anyone weighing a filing can test the fit through the free consultation the firm offers.