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Practice guide

Missouri law for injury claimants: a five-year window, caps that died and came back, and a gate in front of punitive damages

VerifiedLawFirms editorial · Updated 2026-07-17 · Editor-reviewed 2026-07-17

Five linked sections, one continuous guide. The sources cited below apply throughout.

How the Missouri court system is organized

Missouri consolidates its trial work in circuit courts, organized into judicial circuits that cover one hundred fourteen counties plus the independent City of St. Louis, a municipality that answers to no county at all, a nineteenth-century separation with daily consequences for venue and jury pools. Every civil case of consequence starts in a circuit court, and the internal divisions do the sorting.

Those divisions matter to claimants. Associate circuit divisions hear civil cases up to $25,000 with streamlined procedure, small claims dockets take disputes to $5,000 with no lawyers required, and probate divisions handle estates and guardianships, which injury practice meets whenever a settlement involves a minor or a wrongful death estate must be opened. The labels differ from courthouse to courthouse, but the architecture is statewide.

Appeals go to the Court of Appeals, which sits in three districts, Eastern in St. Louis, Western in Kansas City, and Southern in Springfield, each binding the circuits within its territory. District splits persist until the Supreme Court of Missouri, seven judges sitting en banc in Jefferson City, resolves them, and the transfer mechanics reward appellate counsel who preserve the right arguments below.

Judicial selection is the state's most famous export. The Nonpartisan Court Plan, adopted by initiative in 1940 and copied across the country as the Missouri Plan, uses merit commissions and retention elections for the appellate courts and for the circuits in the St. Louis and Kansas City metros, while the rural circuits still elect judges in partisan races. One state, two selection cultures, and practitioners feel the difference in motion practice and trial management.

Public access runs through Case.net, the statewide docket portal, and electronic filing is mandatory for attorneys in essentially every court. A claimant can follow filings, orders, and settings in real time without asking anyone, which makes the system unusually transparent for those who bother to look.

Venue is statutory and reformed: since the 2005 amendments to Mo. Rev. Stat. sec. 508.010, injury suits generally belong where the plaintiff was first injured, a rule written specifically to end the era of forum shopping into plaintiff-friendly urban circuits. The fights did not end, they moved, and joinder and venue-transfer motions remain a developed art in Missouri mass tort practice, where the City of St. Louis courts spent a decade hosting nationally watched verdicts.

Jury trials seat twelve in circuit court, and Missouri civil verdicts need only nine of twelve jurors to agree, a three-quarters rule that changes deliberation dynamics profoundly: there are no true holdout mistrials in ordinary civil cases, and both sides model verdict ranges around what nine jurors can accept rather than what twelve must.

Claims against the state and its subdivisions stay in the same circuit courts rather than moving to a special tribunal, but they travel under a sovereign immunity statute with its own waivers and annually adjusted dollar ceilings, detailed in the fourth section. The courthouse door is the same; the rules inside differ sharply once a public defendant is named.

Local practice culture varies by circuit more than the uniform rules suggest. The St. Louis and Kansas City circuits run heavy dockets with active case management, Springfield and the larger regional centers sit somewhere in the middle, and the rural circuits offer speed and informality with smaller jury pools. The same case can feel like a different lawsuit ninety miles apart, and settlement values track that feel.

Specialized dockets exist where volume justifies them: commercial divisions in the metros by local rule, treatment courts on the criminal side, and family court divisions statutorily organized in the larger circuits. None divert an injury case, but they signal the system's general pattern, one trial court, internally specialized, administratively unified.

Missouri also keeps an administrative lane for workplace injuries: workers' compensation runs through the Division of Workers' Compensation and its administrative law judges rather than the circuit courts, and the exclusive remedy doctrine pushes most employee injury claims into that lane, leaving third-party claims, defective products, negligent drivers, careless contractors, for the courts.

Two administrative institutions complete the picture. The Office of State Courts Administrator manages budgets, technology, and statistics for the whole branch, and the Missouri Bar, unified by court rule, licenses every lawyer while the disciplinary counsel's office keeps public records of complaints and sanctions. Missouri's judicial infrastructure is centralized and legible, which is worth remembering when a dispute begins: the information a claimant needs about courts, judges, and counsel is almost always one public website away.

For a claimant the sort is simple: serious injury cases file in circuit court where the injury happened, modest disputes fit the associate and small claims tiers, workplace injuries start in the administrative lane, and public defendants change the rulebook but not the courthouse. What comes next is the calendar, and here the state is genuinely unusual, because Missouri gives claimants more time than almost anyone, with a handful of traps hiding inside the generosity.

Deadlines that decide Missouri cases

The headline is generous: most personal injury actions in Missouri carry a five-year statute of limitations under Mo. Rev. Stat. sec. 516.120, one of the longest windows in the country. A crash victim here has sixty months where a Tennessee neighbor has twelve. The generosity is real, and it is also the source of the state's most common self-inflicted wound, the case that waits four years while evidence evaporates.

Accrual follows a distinctive formula: the period runs not from the wrongful act but from when the damage is sustained and capable of ascertainment, a phrase Missouri courts have spent decades construing. The standard is objective, when a reasonable person would have noticed the damage and its cause, and it moves accrual later in latent injury and professional negligence cases, though never as far as hopeful plaintiffs argue.

Medical malpractice is the great exception to the generosity: two years from the act under Mo. Rev. Stat. sec. 516.105, with narrow extensions, two years from discovery for foreign objects left in the body and for negligent failures to inform of test results, and a provision letting minors sue by their twentieth birthday. The five-year reflex kills malpractice cases here, because the injured patient who assumes the general rule has usually lost three of the five imagined years.

Wrongful death runs three years under Mo. Rev. Stat. sec. 537.100, a period that sits between the injury and malpractice rules and is easy to misremember in both directions. The claim belongs to statutory beneficiaries, spouse, children, parents, in a defined order, and getting the right plaintiffs before the court is part of the deadline work rather than an afterthought.

Contract periods are long: ten years for written promises to pay money under sec. 516.110, five years for most other contract and property claims under the general statute. Missouri commercial defendants live with exposure horizons that would astonish counsel from two-year states, which shapes how businesses paper their releases and how long records retention policies must run.

The sharpest trap in the chapter is municipal and tiny: under Mo. Rev. Stat. sec. 82.210, no one may sue a large city over a defect in a bridge, boulevard, street, sidewalk, or thoroughfare without written notice to the mayor within ninety days of the injury, stating the place, time, character, and circumstances. Ninety days, in a state that otherwise allows five years, and the courts enforce it as a condition of the action itself. Sidewalk cases in St. Louis and Kansas City die on this statute with regularity.

Public defendants generally deserve early paranoia even without a universal notice statute: sovereign immunity waivers must be pleaded into, the annually adjusted damage ceilings apply, and public entities litigate limitations defenses aggressively. The safe practice treats any governmental case as if a short administrative clock were running, because somewhere in the charter, ordinance, or statute, one often is.

Missouri's savings statute, sec. 516.230, allows a plaintiff who suffers a nonsuit to refile within one year, and tolling provisions in sec. 516.170 protect minors and the legally disabled on most claims, with the malpractice statute's special minor rule layered on top. These are genuine safety nets, litigated edges and all, but none of them lengthens the medical two years for an adult, and none repairs a missed ninety-day municipal notice.

Employment and civil rights claims run on administrative charge clocks measured in days: the Missouri Human Rights Act requires a charge within 180 days of the discriminatory act, followed by a right-to-sue process with its own ninety-day fuse. The pattern echoes the municipal notice statute, short administrative preconditions hiding inside a long-limitations state.

Insurance policies overlay private deadlines as they do everywhere, contractual suit limitation clauses, proof of loss windows, uninsured motorist notice terms, and Missouri enforces reasonable ones. The declarations pages and policy booklets belong in the intake file before strategy is set, because the practical clock on a coverage dispute is often contractual rather than statutory.

Medical claims carry one more procedural precondition worth calendaring: an affidavit of merit under Mo. Rev. Stat. sec. 538.225, certifying that a qualified health care provider has reviewed the case and found a breach of the standard of care, must be filed within ninety days after the petition. Courts dismiss for noncompliance, and the expert work behind the affidavit cannot begin the week it is due.

The section's discipline is the mirror image of short-clock states: use the five years for preparation, never for delay. File the municipal notice in week one, sort medical from general claims at intake, diary the affidavit deadline the day suit is filed, and treat the long window as room to build an evidentiary record no defendant can shake. What that record is worth depends on the state's damages law, which has spent the last fifteen years being struck down, rewritten, and gated, and that story is next.

Caps struck down, rebuilt by statute, and a gate in front of punitive damages

Missouri's damages law is best understood as a constitutional argument conducted in installments. The state constitution preserves the right to jury trial as it existed in 1820, and the Supreme Court of Missouri has read that guarantee to mean the legislature cannot cap damages on causes of action the common law recognized at statehood. Everything distinctive about the current regime flows from that premise and the legislature's inventive responses to it.

The first installment came in Watts v. Lester E. Cox Medical Centers, 376 S.W.3d 633 (Mo. banc 2012), where a child born with catastrophic brain injuries had won $1,450,000 in noneconomic damages that the then-existing $350,000 medical malpractice cap would have slashed. The court, four to three, struck the cap as a violation of the jury right, overruling its own precedent and instantly uncapping every common law malpractice claim in Missouri.

The legislature answered in 2015 with a maneuver of genuine legal creativity: Senate Bill 239 abolished the common law cause of action for medical negligence and replaced it with a statutory one. A cap on a statutory claim does not offend the 1820 guarantee, the reasoning ran, because the legislature may condition what it creates, a principle the court had already accepted for wrongful death in Sanders v. Ahmed, 364 S.W.3d 195 (Mo. banc 2012). The rebuilt caps have governed ever since.

The current numbers escalate by statute. Mo. Rev. Stat. sec. 538.210 set noneconomic caps of $400,000 for ordinary malpractice injuries and $700,000 for catastrophic ones, defined to include quadriplegia, paraplegia, loss of two or more limbs, and major permanent cognitive impairment, with both figures growing 1.7 percent per year. For 2025 the operative caps stand at $473,444 and $828,529, and the cap in force at trial, not at injury, controls. Economic damages, care costs, lost earnings, remain uncapped.

Punitive damages ran through the same constitutional mill. Mo. Rev. Stat. sec. 510.265 caps punitive awards at the greater of $500,000 or five times the judgment, but in Lewellen v. Franklin, 441 S.W.3d 136 (Mo. banc 2014), the court held the cap unconstitutional as applied to common law claims, restoring a $1,000,000 punitive award to a fraud victim while leaving the cap intact for statutory causes of action. The result is a two-track system: common law fraud and negligence claims face no punitive ceiling in Missouri, while claims under consumer statutes do.

Then came the gate. Senate Bill 591, effective for cases filed on or after August 28, 2020, rewrote punitive practice through Mo. Rev. Stat. sec. 510.261: a plaintiff may no longer plead punitive damages in the initial petition at all. Punitive claims enter a case only by motion for leave, supported by admissible evidence, filed no later than 120 days before the final pretrial conference or trial, and the court grants leave only if a reasonable juror could find, by clear and convincing evidence, that the defendant intentionally harmed the plaintiff without just cause or acted with deliberate and flagrant disregard for the safety of others.

The same bill sharpened the substantive standard to match that language and gated discovery: a defendant's net worth and financial condition become discoverable only after leave is granted. The practical effect is a mid-litigation trial within the trial, where punitive exposure is decided on a motion record before the jury ever hears the word, and Missouri defense counsel now build their entire discovery posture around keeping that motion unfiled or unsupported.

Fault allocation, by contrast, is among the most plaintiff-friendly rules in the country: pure comparative fault under Gustafson v. Benda, 661 S.W.2d 11 (Mo. banc 1983), where the court adopted the doctrine outright and retired contributory negligence. A plaintiff ninety percent at fault still recovers ten percent of the damages in Missouri. There is no bar at fifty percent, no cliff edge, and juries apportion percentages knowing every point moves money rather than extinguishing the claim.

Joint and several liability survives in modified form: defendants found fifty-one percent or more at fault bear joint liability for the judgment, while those below the threshold pay their apportioned share. Combined with pure comparative fault, the rule keeps deep-pocket strategy alive in multi-defendant cases while protecting minimally responsible parties from carrying an insolvent codefendant's freight.

The collateral source rules shifted with the 2017 amendments to sec. 490.715: evidence of the actual cost of medical care, the amounts paid and payable rather than the amounts billed, now anchors damages proof, deflating the billed-charges arithmetic that once inflated Missouri verdicts. Plaintiffs answer with life care planners and future-cost proof, and the fight over what a dollar of treatment really costs is now standard trial content.

Assembled, the system has a coherent character: juries retain unusual power, no fault bar, no punitive cap on common law claims, nine-of-twelve verdicts, while the legislature has fenced that power with statutory causes of action, escalating caps, evidentiary reforms, and the punitive gate. Valuation in Missouri is an exercise in classification, which claim, which track, which cap, and the classification questions are exactly where experienced counsel earn their fee.

What remains is the set of rules with fewer parallels elsewhere, the annually adjusted sovereign immunity ceilings, the ninety-day municipal notice, and the numbers a claimant should carry into any first meeting, which the next section collects in one place.

Statutes, ceilings, and numbers worth memorizing

Missouri indexes its government liability ceilings, an approach most states never adopted. Under Mo. Rev. Stat. sec. 537.610, sovereign immunity is waived for motor vehicle negligence and dangerous property conditions, but recovery is capped at figures the state adjusts every January against the federal Implicit Price Deflator. For calendar 2025 the published limits are $517,306 per person and $3,448,710 per occurrence, and the annual adjustment means the numbers a lawyer memorized five years ago are wrong today.

The indexing cuts both ways. A claimant crushed by a state vehicle recovers meaningfully more than the nominal $300,000 the statute named decades ago, but the per-occurrence ceiling still forces sharing when a public bus or a collapsing municipal structure injures many people at once, and no punitive damages reach a public entity at all. The immunity waivers themselves are construed narrowly, so pleading into them is the first drafting task in any public-defendant case in Missouri.

The ninety-day municipal notice of sec. 82.210 deserves its second mention, because it is the state's purest trap: five years for the claim, ninety days for the notice, and the notice requirement applies to the sidewalk and street cases that ordinary people suffer most. The letter must go to the mayor, in writing, with place, time, character, and circumstances. It costs nothing to send and everything to forget.

The malpractice caps reward memorization because they move: $473,444 ordinary and $828,529 catastrophic for 2025, each growing 1.7 percent annually under sec. 538.210, with the trial-date rule making docket speed part of valuation. A case tried two years later is worth measurably more in capped noneconomic damages, an escalator that quietly rewards patience in catastrophic files and gives defendants a reason to push early trial settings.

The punitive gate has statistics of its own in the making, but its mechanics are the point: no punitive plea in the petition, a leave motion backed by clear and convincing evidence no later than 120 days before trial, and net worth discovery locked until leave issues. Missouri effectively runs a certification hearing for punishment, and plaintiffs who treat the motion as a formality discover that trial courts take the screening function seriously.

Two-track punitive exposure after Lewellen creates planning arithmetic found almost nowhere else: a fraud claim pleaded at common law carries uncapped punitive potential, while the same facts pleaded under the Merchandising Practices Act run into the $500,000-or-five-times ceiling, and the 2020 amendments trimmed that consumer statute's reach besides. Claim selection, not just proof, sets the ceiling, which is a strategic inversion most out-of-state counsel miss.

The affidavit of merit under sec. 538.225 polices malpractice filings with a ninety-day fuse after the petition, and courts dismiss for failure. Paired with the two-year statute, it means a Missouri malpractice case must arrive at counsel with time for record collection and expert review, and the five-year instinct that governs general injury work is actively dangerous in this corner of the law.

Wrongful death carries its own cap curiosity: because the claim has been statutory since the nineteenth century, Sanders v. Ahmed upheld caps on its noneconomic damages years before Watts struck the common law cap, and the catastrophic-tier arithmetic now applies through the rebuilt statute. Death cases and injury cases in the same courthouse can face different ceilings for the same conduct, an asymmetry families ought to have explained to them early.

Scale and structure come from the judiciary's own reporting: the Office of State Courts Administrator publishes annual statistical supplements tabulating filings across every Missouri circuit, associate division, and appellate district, public documents any claimant can read on the courts' website. Civil jury trials are a small fraction of dispositions statewide, which means most cases resolve on paper records and negotiation, and the quality of the written file does the winning.

The nine-of-twelve verdict rule rewards a different advocacy than unanimous states: a Missouri trial lawyer needs nine jurors, not a consensus, and voir dire strategy, opening structure, and damages anchoring are all built around holding a working majority rather than converting every skeptic. Ask a prospective lawyer about that arithmetic and the answer reveals immediately whether they actually try cases here.

Set side by side, the state's distinctive numbers make a compact briefing card: five years general, two years medical, three years death, ninety days for city sidewalk notice, $473,444 and $828,529 under the 2025 caps, $517,306 and $3,448,710 against public entities, 1.7 percent annual escalation, 120 days for the punitive motion. This directory exists to pair that card with counsel at firms that have earned verification, because the numbers only help a claimant whose lawyer knew them first.

The final section turns the briefing card into a hiring method: what to ask, what to bring, and how to use verification to separate the firms that practice this system daily from the ones that merely advertise in it. Local filing practice differs enough between courts that lawyers confirm requirements before every new matter. Court clerks maintain the official record, and parties who verify entries early avoid most procedural surprises.

Practical guidance for hiring counsel in Missouri

The five-year window is a resource to spend on preparation, and the right counsel treats it that way from the first meeting. Ask candidate firms how they use the long statute: witness statements taken in the first month, scene photographs before conditions change, treating physician narratives collected while memories are fresh. A firm that hears five years and relaxes is planning to litigate against its own stale file.

Sort the claim type before the first call, because Missouri's calendar depends on it: general injury gets five years, medical negligence two, wrongful death three, and a city sidewalk case gets ninety days for the mayor's notice. Describe your facts plainly and ask the firm to state every applicable deadline in writing. The response is a competence test scored in minutes, and failing firms disqualify themselves cheaply.

For malpractice, the questions are mechanical and revealing: how quickly can the firm collect records and complete expert review inside the two years, who signs the affidavit of merit work, how does the firm value cases against the escalating caps, and what is its experience with the catastrophic tier's definitions. The 2025 numbers, $473,444 and $828,529, should come off the lawyer's tongue without a pause, because valuation in Missouri starts there.

For any case with punishment potential, ask about the gate: how many motions for leave under sec. 510.261 has the firm filed since 2020, what evidence packages supported them, and how does it sequence discovery to build the clear and convincing record before the 120-day deadline. Punitive practice here is now motion practice, and firms that have not adapted are litigating a repealed system.

Public-defendant cases need their own vetting: experience pleading into the sovereign immunity waivers, familiarity with the annually adjusted ceilings, and the reflex to send the ninety-day municipal notice immediately. Ask what the current per-person cap is; a lawyer who quotes a decade-old number has told you how recently they handled one of these files.

Venue and jury knowledge is real currency. The same injury values differently in the City of St. Louis, St. Louis County, Jackson County, and a rural circuit, the 2005 venue statute constrains where the case may sit, and the nine-of-twelve verdict rule shapes trial strategy everywhere. Ask when the firm last picked a jury in the circuit where your case belongs, and what the verdict was, and treat county-level trial history as a differentiator rather than trivia.

Workers' compensation intersections deserve a question whenever the injury happened on the job: the administrative lane is exclusive against the employer, but third-party claims travel in circuit court alongside it, and subrogation between the two systems is negotiated, not automatic. Firms that handle both lanes, or partner formally with firms that do, keep families from leaving one recovery on the table while pursuing the other.

Fee agreements follow contingency norms, and Missouri's structure gives the fee conversation extra content: caps and ceilings make the gross-to-net arithmetic predictable, lien resolution against paid-versus-billed medical evidence affects what the client keeps, and appellate terms matter in a state whose damages law still generates constitutional litigation. Get the percentage, the expense treatment, and the appeal terms in writing, and ask for a worked example.

Verification closes the gap between advertising and fact. The state keeps public discipline records for every licensed lawyer, Case.net shows a firm's actual filings and outcomes to anyone who reads them, and where a firm has earned verification this directory adds dated checks, licensure, insurance, court admissions, each reviewed individually by an editor and displayed with what was checked and when. Twenty minutes across those three sources beats any billboard in Missouri.

Bring documents matched to the machinery: a written chronology, photographs with dates, the complete household insurance stack, medical records and provider lists for the two-year track, employment and wage records where earnings are in play, and for anything municipal, proof that the ninety-day notice went out. The long statute means a well-fed file can become formidable; the traps mean the feeding must start immediately.

Expect candor about the state's two-sided character. An honest Missouri lawyer will tell you the good news, pure comparative fault, no punitive cap on common law claims, generous time, indexed government ceilings, and the constraints, rebuilt malpractice caps, the punitive gate, paid-versus-billed medical evidence, in the same conversation. Intake flattery is a warning sign; two-sided arithmetic is a credential.

The loop closes where this guide began, at the circuit courthouse. One trial court, internally sorted, publicly visible through Case.net, behind it three appellate districts and a supreme court that keeps rewriting the damages rules. Missouri gives claimants time, jury power, and transparency, and asks in exchange that the preconditions be respected and the classifications be gotten right. Hire counsel who can name the current numbers, send the notices in week one, and spend the five years building rather than waiting. Court clerks maintain the official record, and parties who verify entries early avoid most procedural surprises.

Sources & references

[1] Mo. Rev. Stat. sec. 516.120 (five-year general limitation) and sec. 516.230 (savings statute): Missouri Revisor of Statutes.
[2] Mo. Rev. Stat. sec. 516.105 (two-year medical limitation; minor and foreign-object provisions) and sec. 537.100 (three-year wrongful death): Missouri Revisor of Statutes.
[3] Watts v. Lester E. Cox Medical Centers, 376 S.W.3d 633 (Mo. banc 2012), striking the former $350,000 noneconomic cap: Justia (2012).
[4] Mo. Rev. Stat. sec. 538.210 (noneconomic caps re-enacted by S.B. 239 (2015); 1.7 percent annual escalator; $473,444 and $828,529 for 2025): Missouri Revisor of Statutes.
[5] Lewellen v. Franklin, 441 S.W.3d 136 (Mo. banc 2014), holding the punitive cap of Mo. Rev. Stat. sec. 510.265 unconstitutional for common law claims: Justia (2014).
[6] Mo. Rev. Stat. sec. 510.261 (S.B. 591 (2020): clear and convincing standard, leave-to-plead requirement, 120-day motion deadline, gated net worth discovery): Missouri Revisor of Statutes.
[7] Mo. Rev. Stat. sec. 537.610 (sovereign immunity ceilings, adjusted annually; $517,306 per person and $3,448,710 per occurrence effective January 1, 2025): Missouri Revisor of Statutes (2025).
[8] Mo. Rev. Stat. sec. 82.210 (ninety-day written notice to the mayor for street and sidewalk claims in large cities): Missouri Revisor of Statutes.

This guide is general information, not legal advice. Statutes and case law change; confirm current law with a licensed attorney in your state.

Frequently asked questions

How long do I have to file a personal injury lawsuit in Missouri?

Five years for most injury claims under Mo. Rev. Stat. sec. 516.120, one of the longest windows in the country. Medical negligence runs two years, wrongful death three, and some municipal claims require written notice within ninety days, so the claim type controls the real deadline.

When does the medical malpractice clock run out?

Two years from the act of negligence under sec. 516.105, with narrow extensions for foreign objects and undisclosed test results, and a special rule letting minors file by their twentieth birthday. An affidavit of merit must also be filed within ninety days after suit begins.

What is the ninety-day sidewalk notice?

Under sec. 82.210, suing a large city over a defective street, sidewalk, bridge, or thoroughfare requires written notice to the mayor within ninety days of the injury, describing the place, time, and circumstances. Courts treat it as a condition of the lawsuit itself.

Are damages capped in Missouri?

Economic damages are never capped. Medical malpractice noneconomic damages are capped at $473,444, or $828,529 for catastrophic injuries, for trials in 2025, with both figures rising 1.7 percent each year. Most other personal injury claims carry no noneconomic cap at all.

What happened to the old caps?

The Supreme Court struck the former $350,000 medical cap in Watts v. Lester E. Cox Medical Centers in 2012 as a jury trial violation. The legislature responded in 2015 by converting medical negligence into a statutory cause of action and re-enacting caps that courts have applied since.

How do punitive damages work now?

Since 2020 you cannot plead punitive damages in the initial petition. You must move for leave, no later than 120 days before trial, with evidence that could support a clear and convincing finding of intentional harm or deliberate and flagrant disregard for safety, and net worth discovery opens only after leave is granted.

Is there a cap on punitive awards?

It depends on the claim. The statutory cap of $500,000 or five times the judgment was held unconstitutional for common law claims in Lewellen v. Franklin, but it still applies to statutory causes of action such as consumer protection claims, so how a case is pleaded sets the ceiling.

How does shared fault work?

Missouri uses pure comparative fault under Gustafson v. Benda: your recovery is reduced by your percentage of fault but never barred, even at ninety percent. Defendants found fifty-one percent or more at fault can bear joint liability for the whole judgment.

Can I sue the state or a city, and for how much?

Yes, within waived categories such as vehicle negligence and dangerous property conditions. Recovery is capped at annually adjusted figures, $517,306 per person and $3,448,710 per occurrence for 2025, and punitive damages are not available against public entities.

How do I verify a law firm through this directory?

Open the firm's Verification tab and read the dated checks: licensure, insurance, court admissions and more, each shown with a plain description, its status, and the date an editor last reviewed the evidence. Pair the checks with the state's public discipline records and the interview questions in this guide.