Law Office of Jonathan Garrett

Focus and practice areas

The Law Office of Jonathan Garrett is a bankruptcy practice in Memphis, Tennessee. The firm works in three areas: Chapter 7 bankruptcy, Chapter 13 bankruptcy, and foreclosure. All three deal with debt, and the office keeps its work close to that subject.

Chapter 7 and Chapter 13 sit at the center of what the firm handles. The two chapters solve different problems. Chapter 7 clears qualifying debts through liquidation. Chapter 13 sets up a repayment plan that runs over a set period. The firm reviews both routes with each client and explains how they work.

Foreclosure fills out the practice. Clients who face the loss of a home come to the office for help with that process. In my opinion, staying with debt-related matters gives the firm a clear lane, and people tend to know what they are getting when they call.

The attorney who runs it

Jonathan Garrett is the lead attorney. He has practiced law since 1998. He earned his J.D. from the University of Memphis School of Law in 1998, and he is admitted to practice in Tennessee.

Garrett came to law from another field. He worked in the oil industry first. During an economic downturn he watched colleagues run into financial trouble, and that experience pointed him toward debt work. In 2002 he left a corporate law firm to practice on his own.

That background gives the firm a plain shape. One attorney sets the direction, and the areas he handles match the reason he started. As a reviewer, I find that kind of alignment easy to read: the story on the site and the work on offer point the same way.

How long the firm has run

The office has served individuals and families since 2002. That is more than two decades of the same focus, carried by the same attorney who opened it. A practice that has held one subject for that long tends to know its filings and its local court routines well.

The founding year also lines up with Garrett's move to independent work. He built the firm around bankruptcy and foreclosure from the start, and the practice areas listed today are the ones he began with. There is a consistency there that a client can weigh.

Who the firm works with

The office works with individuals and families rather than large companies. Its clients are people carrying debt they cannot manage on their own terms, and the services are built for that group. The tone of the firm's own pages fits that audience, plain and focused on the person filing.

Geographically the firm covers the greater Memphis area. That reach includes Germantown, Arlington, Covington, Fayette, and Shelby County. The territory is regional, and the work stays the same across it. A client in Covington gets the same three practice areas as a client inside the city.

What working with the firm looks like

Garrett's office puts weight on explanation. It walks each client through the difference between Chapter 7 liquidation and a Chapter 13 repayment plan before any decision gets made. The aim is to help people understand the choice in front of them, since the two chapters lead to very different outcomes.

The firm offers an initial consultation for people weighing their options. It also stays reachable by phone outside regular weekday availability, which helps clients who work during the day and cannot break away easily. That kind of access is a small thing on paper, and it counts for a lot when money is tight and worry runs high.

The firm keeps its public presence simple. There are no listed second offices and no separate departments. What the site describes is one attorney, three practice areas, and a defined service region around Memphis. For a person facing bankruptcy or foreclosure, that clarity can make the first call easier to place.

Jonathan Garrett has practiced law in Tennessee since 1998 and has run this office since 2002, working in Chapter 7, Chapter 13, and foreclosure matters for the Memphis area.