Rothschild & Ausbrooks, PLLC

Focus and practice areas

Consumer bankruptcy is the whole of what this firm does. It works with people across the Greater Nashville and Middle Tennessee area who carry serious personal debt. The three main filings on offer are Chapter 7, Chapter 13, and Chapter 11 bankruptcy.

Those three chapters answer different situations. Chapter 7 clears qualifying unsecured debts through liquidation. Chapter 13 sets up a court-approved repayment plan that runs three to five years. Chapter 11 handles reorganization, most often for heavier or business-linked debt loads.

The firm points a client toward the chapter that fits the numbers. That choice turns on income, assets, and the type of debt involved. In my opinion, a firm that files all three chapters can weigh those factors on their merits and match the filing to the case in front of it.

Help beyond the bankruptcy chapters

Bankruptcy is one route out of debt, and the firm offers several others. It handles debt consolidation, which folds multiple balances into a single, more manageable payment. It also works on debt settlement, where a lawyer talks with creditors to lower what a client owes.

Two of the firm's services meet active collection pressure head on. Wage garnishment pulls money from a paycheck under a court order, and the firm represents clients who face it. Foreclosure puts a home at risk, and the firm takes on those matters as well.

These options let a client compare paths before committing to one. Some people clear their debt without filing at all. Others need the legal protection a bankruptcy filing brings. In my opinion, a firm that can walk through both sides gives a fuller picture than any single fix.

The attorneys the site names

Mary Beth Ausbrooks leads the firm. She is a board-certified bankruptcy attorney with more than 30 years of legal experience. Her work covers Chapter 7 and Chapter 13 cases across Middle Tennessee.

Board certification in bankruptcy is a formal step beyond a standard law license. It shows that an attorney has met defined requirements and a level of experience in the field. Ausbrooks holds that credential, and the site states it directly.

Lauren Pritchett is the firm's second named attorney. She earned an undergraduate degree from the University of Tennessee, Knoxville, and a Juris Doctorate from Lincoln Memorial University, Duncan School of Law, in 2024. She is an active member of the Nashville bankruptcy bar and practises in the Middle District of Tennessee.

Pritchett grew up in Chattanooga and moved to the Nashville area. Her presence pairs a newer attorney with a long-tenured one. That two-person setup keeps the firm small and its attention on one field.

Where the firm works

The firm's reach is regional and centered on Middle Tennessee. Its about page names Nashville, Goodlettsville, and Murfreesboro among the communities it serves. The office is in the Greater Nashville area.

A local footprint carries weight in bankruptcy work. Cases run through a specific federal court, and this firm practises in the Middle District of Tennessee. Familiarity with local trustees, judges, and filing routines is part of what a regional bankruptcy firm brings to a case.

The firm names Goodlettsville and Murfreesboro alongside Nashville, which marks a service area that reaches into nearby communities. As a reviewer, I read that local grounding as a practical match for clients who file in the same district. The client base and the court are in the same part of the state.

What the service mix suggests

The lineup of services points to a firm built around one area of law. It offers the three consumer bankruptcy chapters plus the debt tools that often surround them. A reader comparing firms can see the scope without guessing.

Depth in a single field has clear value for someone deciding how to handle debt. The same firm can measure a Chapter 7 filing against a Chapter 13 plan and explain the trade-offs. Board certification on the lead attorney's side adds a documented marker of that focus.

A run of more than three decades in the field tells a reader something as well. The firm has kept its doors open in consumer bankruptcy across changing economic conditions. That tenure is a claim a client can check against the site itself.

How the firm describes itself

The firm has worked in consumer bankruptcy for more than three decades. Two named attorneys carry that work today, one with long experience and one who joined the bar in 2024. The site describes more than 30 years of experience and does not name a founding year.

Rothschild & Ausbrooks, PLLC identifies itself as a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code. That phrasing comes straight from federal law and appears in the site footer. The firm keeps public profiles on Facebook, Instagram, LinkedIn, and X.