Law Office of Michael J. Heath

Focus and practice areas

Consumer bankruptcy takes up most of the work at the Law Office of Michael J. Heath. The Virginia Beach firm handles Chapter 7 and Chapter 13 filings. It also prepares wills, trusts, and estate plans.

The split between the two chapters follows how the site describes eligibility. Chapter 7 is open to individuals and to businesses. Chapter 13 is offered to individuals.

The firm also operates under the name Heath Legal Solutions, a d/b/a listed on its about page. Both names point to the same Virginia Beach office.

The debts the firm names

The site is specific about the financial pressures it addresses. It names medical debt, mortgage foreclosure, eviction, garnishments, lawsuits, and other consumer debts. That list tells a prospective client quickly whether their situation matches what this office handles.

In my opinion, that specificity is worth more than a general promise of debt help. A person facing a garnishment order wants to see the word garnishment. This site uses it.

How the team is built

Two attorneys practice here, along with one legal assistant. Michael J. Heath leads the firm. The site states he keeps it small so clients get individual attention.

Michael J. Heath's legal career has spanned more than 27 years, according to the firm. The site states he has helped over 3,000 clients across that period. His work has centered on consumer bankruptcy, with wills and trusts alongside it.

Before law he served in the United States Navy as a Corpsman. His deployments included service with the US Marine Corps and aboard the USS Yellowstone. He received an Honorable Discharge.

Education and bar activity

Michael J. Heath attended Springfield College in Massachusetts, then Regent University School of Law in Virginia Beach. He is a member of the Virginia State Bar. He served as president of the Tidewater Bankruptcy Bar Association in 2019.

Benjamin M. Heath practices in consumer bankruptcy under both chapters, and in wills, trusts, and estate planning. He holds a B.A. from Christopher Newport University and a J.D. from Regent University School of Law. He is a board member of the Tidewater Bankruptcy Bar Association.

Benjamin M. Heath grew up in Virginia Beach and graduated from Kempsville High School. He worked in politics before entering law, as a campaign coordinator, campaign manager, and a statewide operations director in Wisconsin. That is an unusual path into a bankruptcy practice.

Nicholas Drumm handles legal assistant duties. He holds a B.S. from Old Dominion University and is a Virginia Beach native.

What the local ties suggest

Three of the people at this firm have Hampton Roads connections on the record. Michael J. Heath studied law in Virginia Beach. Benjamin M. Heath was raised there and finished high school there. Nicholas Drumm is a Virginia Beach native who studied at Old Dominion.

The Tidewater Bankruptcy Bar Association appears twice in the firm's credentials. One attorney led it in 2019. The other sits on its board.

As a reviewer, I read that as a sign of standing within the local bankruptcy bar. Leadership positions in a specialty bar association are filled by peers who practice in the same courts. That is a form of verification a firm cannot write for itself.

Regulatory posture and disclosures

The footer on every page carries the debt relief agency designation. That language comes from federal law. Firms that file consumer bankruptcy cases are required to identify themselves this way.

The site also states that the firm files consumer bankruptcy cases under Title 11 of the United States Code. Placing this on all pages rather than a single disclaimer page is a small point in the firm's favor. A visitor sees it wherever they land.

What a prospective client can verify before calling

The website answers several questions that many firm sites leave open. It names every person who works there. It states each person's degrees and the schools that granted them. It gives bar membership for the lead attorney and bar association roles for both attorneys.

The site also states the years of experience and the client count as figures. A prospective client can weigh those numbers against their own situation. The firm's website is hamptonroadsbankruptcy.com, and the domain matches the practice area.

Points the site leaves open

The firm's website does not state a founding year for the office. It gives years of practice for Michael J. Heath instead. Bar admission years for both attorneys are absent from the biographies.

No entity suffix appears on the site either. There is no LLC, PLLC, P.C., or LLP in the firm's name as published, only the Law Office designation and the Heath Legal Solutions d/b/a. Anyone who wants the corporate form can check Virginia's business registry directly.

Where this firm fits

The listing describes a two-attorney office with a narrow subject focus. Consumer bankruptcy sits at the center. Estate planning work runs alongside it, handled by both attorneys.

In my opinion, the pairing of bankruptcy with wills and trusts makes practical sense for a small office. Both areas turn on a careful inventory of what a person owns and owes. An attorney who does one gets useful practice for the other.

The clearest signals here are the named people, their stated credentials, and their roles in the Tidewater Bankruptcy Bar Association. Michael J. Heath's 27 years and the stated figure of more than 3,000 clients give a sense of volume. Benjamin M. Heath adds a second attorney across the same two practice areas.

Anyone considering a Chapter 7 or Chapter 13 filing in the Virginia Beach area can match this firm's stated services against their own case. The site names the chapters, the eligibility rules for each, and the debts it addresses. Those details are on the record and checkable.